Carlos Scarpero- Dayton and Cincinnati Ohio Mortgage Broker

Cannabis Mortgages In Florida

Take the 30 second mortgage quiz to see if you qualify

Are you looking to get a cannabis mortgage loan in Florida?

I can help. 

The marijuana industry is one of the trickiest areas of home financing.

Even though marijuana is now legal in Florida for medical purposes, it is still banned federally.

Sadly, because of this, most banks will turn down anyone working in the marijuana industry.

The great news is it is possible for cannabis industry workers to get approved for a home loan.

Because I am a fully licensed mortgage broker in Florida with access to 110 lenders, I am able to find mortgage companies that are ok with doing weed related mortgage financing.

Take the 30 second mortgage quiz to see if you qualify

Frequently Asked Questions About Marijuana Home Loans In Florida

Is CBD Considered The Same Thing As Cannabis?

Unfortunately, many banks are overly conservative and turning down CBD-related income. However, the great news is CBD income is allowed on all programs, including VA, FHA, Conventional, USDA, and Non QM. You will need to find a flexible mortgage broker that can connect you with a lender that can approve CBD related income.

What Options Do Marijuana Dispensary Workers In Florida Have For Mortgage Financing?

As a W2 employee of a marijuana dispensary in Florida, you can get approved for a Conventional or Non–QM mortgage loan. Unfortunately, VA and FHA mortgages are not available for dispensary workers.

Can Marijuana Dispensary Owners And Growers In Florida Get Approved For Mortgage Financing?

Unfortunately, if you are a marijuana dispensary owner or grower in Florida, your options are much more limited. You cannot get any sort of traditional mortgage financing like Conventional, FHA, or VA. You can, however, get approved for a Non-QM mortgage loan. These loans include Bank Statement Mortgage loans, P and L Mortgage loans, and No Doc Mortgage loans.

Are You Able To Provide Cannabis Mortgage Financing In The Entire State Of Florida?

Yes, I am approved to provide cannabis related mortgage financing in the entire state of Florida including: Boca Raton, Boynton Beach, Cape Coral, Clearwater, Coral Springs, Davie, Daytona Beach, Deerfield Beach, Delray Beach, Fort Lauderdale, Gainesville, Hialeah, Hollywood, Homestead, Jacksonville, Kissimmee, Lakeland, Largo, Lauderhill, Melbourne, Miami, Miami Gardens, Miramar, North Miami, Orlando, Palm Bay, Pembroke Pines, Pensacola, Plantation, Pompano Beach, Port St. Lucie, Sarasota, St. Petersburg, Sunrise, Tallahassee, Tampa, West Palm Beach.

Can You Do Marijuana Industry Mortgage Financing In Any Other States?

Yes, I can provide marijuana industry mortgage financing in all states where I am licensed and marijuana income is allowed. I’m currently licensed in Ohio, Kentucky, Indiana, Florida, Texas, Alabama, Virginia, Tennessee, Arizona, Michigan, Illinois, Missouri, Georgia, California, Pennsylvania, Oregon and Washington.

Additionally, through our corporate partner program, I am able to leverage our home office and offer mortgage financing in over 30 additional states.

Take the 30 second mortgage quiz to see if you qualify

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