Carlos Scarpero- Dayton and Cincinnati Ohio Mortgage Broker

Cannabis Mortgages In California

Take the 30 second mortgage quiz to see if you qualify

Are you looking to get a cannabis mortgage loan in California?

I can help. 

The marijuana industry is one of the trickiest areas of home financing.

Even though marijuana is fully legal in California, it is still banned federally.

Sadly, because of this, most banks will turn down anyone working in the marijuana industry.

The great news is it is possible for cannabis industry workers to get approved for a home loan.

Because I am a fully licensed mortgage broker with access to 150 lenders, I am able to find mortgage companies that are ok with doing weed related mortgage financing.

Take the 30 second mortgage quiz to see if you qualify

Frequently Asked Questions About Marijuana Home Loans In California

Is CBD Considered The Same Thing As Cannabis?

Unfortunately, many banks are overly conservative and turning down CBD-related income. However, the great news is CBD income is allowed on all programs, including VA, FHA, Conventional, USDA, and Non QM. You will need to find a flexible mortgage broker that can connect you with a lender that can approve CBD related income.

What Options Do Marijuana Dispensary Workers In California Have For Mortgage Financing?

As a W2 employee of a marijuana dispensary in California, you can get approved for a Conventional or Non– QM mortgage loan. Unfortunately, VA and FHA mortgages are not available for dispensary workers.

Can Marijuana Dispensary Owners And Growers In California Get Approved For Mortgage Financing?

Unfortunately, if you are a marijuana dispensary owner or grower in California, your options are much more limited. You cannot get any sort of traditional mortgage financing like Conventional, FHA, or VA. You can, however, get approved for a Non-QM mortgage loan. These loans include Bank Statement Mortgage loans, P and L Mortgage loans, and No Doc Mortgage loans.

Are You Able To Provide Cannabis Mortgage Financing In The Entire State Of California?

Yes, I am approved to provide cannabis related mortgage financing in the entire state of California including: Alameda, Alhambra, Aliso Viejo, Anaheim, Antioch, Apple Valley, Arcadia, Bakersfield, Baldwin Park, Bellflower, Berkeley, Buena Park, Burbank, Camarillo, Carlsbad, Carson, Cathedral City, Ceres, Chico, Chino, Chino Hills, Chula Vista, Citrus Heights, Clovis, Compton, Concord, Corona, Costa Mesa, Cupertino, Daly City, Davis, Delano, Diamond Bar, Downey, El Cajon, El Monte, Elk Grove, Encinitas, Escondido, Fairfield, Folsom, Fontana, Fremont, Fresno, Fullerton, Garden Grove, Glendale, Hawthorne, Hayward, Hemet, Hesperia, Huntington Beach, Indio, Inglewood, Irvine, Lancaster, Lodi, Long Beach, Los Angeles, Lynwood, Manteca, Menifee, Merced, Milpitas, Mission Viejo, Modesto, Moreno Valley, Mountain View, Murrieta, Napa, Newport Beach, Norwalk, Oakland, Oceanside, Ontario, Orange, Oxnard, Palmdale, Palo Alto, Paramount, Pasadena, Perris, Petaluma, Pittsburg, Placentia, Pomona, Rancho Cordova, Rancho Cucamonga, Redding, Redlands, Redondo Beach, Redwood City, Rialto, Richmond, Riverside, Rocklin, Roseville, Sacramento, Salinas, San Bernardino, San Buenaventura (Ventura), San Clemente, San Diego, San Francisco, San Jose, San Leandro, San Marcos, San Mateo, San Ramon, Santa Ana, Santa Barbara, Santa Clara, Santa Clarita, Santa Cruz, Santa Maria, Santa Monica, Santa Rosa, Simi Valley, South Gate, Stockton, Sunnyvale, Temecula, Thousand Oaks, Torrance, Tracy, Turlock, Tustin, Union City, Upland, Vacaville, Vallejo, Victorville, Visalia, Vista, Walnut Creek, West Covina, Westminster, Whittier, Woodland

Can You Do Marijuana Industry Mortgage Financing In Any Other States?

Yes, I can provide marijuana industry mortgage financing in all states where I am licensed and marijuana income is allowed. I’m currently licensed in Ohio, Kentucky, Indiana, Florida, Texas, Alabama, Virginia, Tennessee, Arizona, Michigan, Illinois, Missouri, Georgia, California, Pennsylvania, Oregon and Washington.

Additionally, through our corporate partner program, I am able to leverage our home office and offer mortgage financing in over 30 additional states.

Take the 30 second mortgage quiz to see if you qualify

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