VA mortgages allow Veterans to purchase real estate at great rates with no money down. We offer both purchase and refinance VA mortgage loans.
Down Payment Required: None
Minimum Credit Score: None
Other Requirements: Must be a Veteran
Cash Out Refi Limit: 100% of property value
Click here to view frequently asked questions about VA mortgage loans
Conventional mortgages from Fannie Mae and Freddie Mac allow great rates and terms to borrowers with excellent credit. Great for both purchases and refinances.
Down Payment Required: 3-5%, depending on program
Minimum Credit Score: 620
Maximum Debt Ratio: Depending on program, can be as high as 50%
Cash Out Refi Limit: 80% of property value
Click here to view frequently asked questions about Conventional mortgage loans
FHA mortgages are great for borrowers who want a low down payment, have a lower credit score or issues with the credit like a foreclosure or a bankruptcy. Can be used for both a purchase and a refinance mortgage loan.
Minimum Down Payment: 3.5%
Minimum Credit Score: 580, or can do 550 with 10% down
Maximum Debt Ratio: 56.9%
Cash Out Refi Limit: 85% of property value
Click here to view frequently asked questions about FHA mortgage loans