My name is Carlos Scarpero and I’m on a mission to guide you through the mortgage process.
I love the benefits that the homeownership provides, but was fed up seeing potential homeowners needlessly get turned down, or get pushed into more expensive mortgage products due to ignorance about mortgage guidelines.
So, I went and got mentored by the nation’s top experts on mortgage loans. I have been trained and certified by the Vetted VA program and several other specialty programs. Less than 1% of all loan officers have completed these trainings.
I know the ins and outs of mortgage lending to insure you are treated fairly and close quickly with reasonable rates and fees and that makes all the difference.
But don’t take my word for it. Read my reviews page or watch the videos below to see how I have helped other people obtain their mortgage loan.
We shop the market so you don’t have to.
We work with over 90 different investors to get you a customized quote that makes the most sense for your situation. All with only one credit inquiry.
You will find that our rates and closing costs are very competitive while getting you to the closing table much quicker than banks and online lenders can.
I am proud to have completed elite level certification from Vetted VA. By completing this certification, I understand the VA mortgage program better than 99% of all the loan officers out there. I hold Ohio, Kentucky, Indiana, Florida, Texas, South Carolina, Virginia, Tennessee, Arizona and Alabama Mortgage Loan Officer licenses under the SAFE Act (formerly known as the Mortgage Broker Act). My NMLS # is 1674385. The NMLS number for my employer, Edge Home Finance is 1007405. We are proud to be members of AIME, the Association of Independent Mortgage Experts, an association of mortgage brokers which seeks to raise standards in the mortgage community