Your VA Mortgage Expert | Carlos Scarpero, VA Mortgage Specialist, NMLS #1674385

Your VA Mortgage Expert

My name is Carlos Scarpero and I'm on a mission to help you leverage your VA mortgage benefits.


I love the VA mortgage program but was fed up seeing Veterans needlessly get turned down, or get pushed into more expensive mortgage products due to ignorance about VA mortgages.


 So, I went and got mentored by the nation’s top experts on VA mortgage loans. I have been trained by the Military Mortgage Bootcamp program, and certified by the Vetted VA program. Less than 1% of all loan officers have completed these programs.


Unlike many of my competitors, I know the ins and outs of VA lending to insure you are treated fairly and close quickly with reasonable rates and fees and that makes all the difference.


But don't take my word for it. Read my Google reviews to see how I have helped other Veterans obtain their VA mortgage loan.


Dan B

US Army Veteran
Dayton, Ohio

Why Work With A Mortgage Broker?

We shop the market so you don't have to.


We work with over 30 different investors to get you a customized quote that makes the most sense for your situation. All with only one credit inquiry. 


You will find that our rates and closing costs are very competitive while getting you to the closing table much quicker than banks and online lenders can. 

military mortgage boot camp

I am proud to have completed elite level certification programs from both Military Mortgage Bootcamp and Vetted VA. 

By completing these certifications, I understand the VA mortgage program better than 99% of all the loan officers out there. 


I hold Ohio, Kentucky, Indiana, Florida, Texas, South Carolina, Virginia, Tennessee and Arizona Mortgage Loan Officer licenses under the SAFE Act (formerly known as the Mortgage Broker Act). My NMLS # is 1674385.

The NMLS number for my  employer, Epoch Lending is 1816421. We are proud to be members of AIME, the Association of Independent Mortgage Experts, an association of mortgage brokers which seeks to raise standards in the mortgage community.


Rodney F

US Army Veteran
Xenia, Ohio


Your home is the most important purchase you will ever make. I hope that you will decide to trust me to guide you through the process.

If you are ready to get started, I'm here to help!

 I can be reached by phone or text at 937-572-3713 or click here to send me a message


proud sponsor of USA Patriots

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