Your VA Mortgage Expert | Carlos Scarpero, VA Mortgage Specialist, NMLS #1674385

Your VA Mortgage Expert

My name is Carlos Scarpero and I'm your forward thinking VA Mortgage Specialist with Epoch Lending.  


Epoch Lending is a mortgage broker, which means that we scan the market to find a customized quote for your situation. By doing this, we are able to remove a lot of the stress from the home financing process.


Dan B

US Army Veteran
Dayton, Ohio

Why Work With A Mortgage Broker?

We shop the market so you don't have to.


We work with over 30 different investors to get you a customized quote that makes the most sense for your situation. All with only one credit inquiry. 


You will find that our rates and closing costs are very competitive while getting you to the closing table much quicker than banks and online lenders can. 

military mortgage boot camp

I am proud to have completed the Military Mortgage Bootcamp training course to help our Veteran community.  By taking this training, I understand the VA mortgage program better than 99% of all the loan officers out there. 


I hold Ohio, Kentucky, Indiana, Florida, Texas, South Carolina, Virginia, Tennessee and Arizona Mortgage Loan Officer licenses under the SAFE Act (formerly known as the Mortgage Broker Act). My NMLS # is 1674385.

The NMLS number for my  employer, Epoch Lending is 1816421. We are proud to be members of AIME, the Association of Independent Mortgage Experts, an association of mortgage brokers which seeks to raise standards in the mortgage community.


Rodney F

US Army Veteran
Xenia, Ohio


Your home is the most important purchase you will ever make. I hope that you will decide to trust me to guide you through the process.

If you are ready to get started, I'm here to help!

 I can be reached by phone or text at 937-572-3713 or click here to send me a message


proud sponsor of USA Patriots

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