Carlos Scarpero- Dayton and Cincinnati Ohio Mortgage Broker

Cannabis Mortgages In Virginia

Take the 30 second mortgage quiz to see if you qualify

Are you looking to get a cannabis mortgage loan in Virginia?

I can help. 

The marijuana industry is one of the trickiest areas of home financing.

Even though marijuana is now fully legal in Virginia, it is still banned federally.

Sadly, because of this, most banks will turn down anyone working in the marijuana industry.

The great news is it is possible for cannabis industry workers to get approved for a home loan.

Because I am a fully licensed mortgage broker in Virginia with access to 110 lenders, I am able to find mortgage companies that are ok with doing weed related mortgage financing.

Take the 30 second mortgage quiz to see if you qualify

Frequently Asked Questions About Marijuana Home Loans In Virginia

Is CBD Considered The Same Thing As Cannabis?

Unfortunately, many banks are overly conservative and turning down CBD-related income. However, the great news is CBD income is allowed on all programs, including VA, FHA, Conventional, USDA, and Non QM. You will need to find a flexible mortgage broker that can connect you with a lender that can approve CBD related income.

What Options Do Marijuana Dispensary Workers In Virginia Have For Mortgage Financing?

As a W2 employee of a marijuana dispensary in Virginia, you can get approved for a Conventional or Non–QM mortgage loan. Unfortunately, VA and FHA mortgages are not available for dispensary workers.

Can Marijuana Dispensary Owners And Growers In Virginia Get Approved For Mortgage Financing?

Unfortunately, if you are a marijuana dispensary owner or grower in Virginia, your options are much more limited. You cannot get any sort of traditional mortgage financing like Conventional, FHA, or VA. You can, however, get approved for a Non-QM mortgage loan. These loans include Bank Statement Mortgage loans, P and L Mortgage loans, and No Doc Mortgage loans.

Are You Able To Provide Cannabis Mortgage Financing In The Entire State Of Virginia?

Yes, I am approved to provide cannabis related mortgage financing in the entire state of Virginia including: Alexandria, Blacksburg, Charlottesville, Chesapeake, Danville, Hampton, Harrisonburg, Lynchburg, Newport News, Norfolk, Portsmouth, Richmond, Roanoke, Suffolk, Virginia Beach, Woodbridge.

Can You Do Marijuana Industry Mortgage Financing In Any Other States?

Yes, I can provide marijuana industry mortgage financing in all states where I am licensed and marijuana income is allowed. I’m currently licensed in Ohio, Kentucky, Indiana, Florida, Texas, Alabama, Virginia, Tennessee, Arizona, Michigan, Illinois, Missouri, Georgia, California, Pennsylvania, Oregon and Washington.

Additionally, through our corporate partner program, I am able to leverage our home office and offer mortgage financing in over 30 additional states.

Take the 30 second mortgage quiz to see if you qualify

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