How To Buy A Condo With A VA Loan

Did you know that a VA mortgage loan can be used to purchase a condominium? This is a great benefit of the VA mortgage program.  Many Realtors are not accepting VA offers on condos and this is a shame.  With good negotiation skills by the Loan Officer and Buyer’s Agent, along with education, it can […]

Lesser Known Veterans Charities Serving The Dayton Community


With Giving Tuesday coming up, I decided to highlight a few of our local Veterans charities that serve the Dayton community. If you are able, please support one or more of these wonderful organizations. Veteran Voices Project The Veterans’ Voices Project is a combined effort by Wright State University‚Äôs Veteran and Military Center and local NPR station WYSO. […]

Looking for Speaking Gigs

I need a quick favor…. I’m currently booking speaking gigs and need your help finding places to speak. I’m speaking about the topic of VA Mortgage Loans. My sessions are anything from a 10 minute Q and A session to a full 2.5 hour CE class. I’ve spoken at a few events already and the response has been […]

VA Cashout vs VA Streamline Mortgage Refinance


Wondering what the difference is between the VA Cashout Mortgage program and the VA Streamline refinance? Check out this handy chart! Cashout Streamline Max Loan 100% of property value (if there’s enough entitlement and net tangible benefit) Amount of current VA loan plus closing and funding fee costs, not to exceed 100% of property value […]

The Complete Guide To The VA Cashout Refinance Loan

Mortgage rates are hitting new record lows. If you are a veteran, now may be a good time to get a VA Cashout Refinance loan. In this post, I’ll tell you all about what this loan is and how it works. Note: If you just want to just pay off an existing VA Mortgage loan […]

The Complete Guide To The VA Streamline Refinance, IRRRL

family home

As mortgage rates have tumbled over the last few months, you may be wondering if the IRRRL (pronounced “Earl”) program is right for you. In this post, I’ll explain what the IRRRL is and how to qualify for it.  What is the IRRRL program? The IRRRL, pronounced “Earl”, short for Interest Rate Reduction Refinance Loan […]