Short VA Appraisal? You Can Appeal It
If you are getting a VA mortgage loan, you will need to get the home appraised. In this hot market, there is a possibility that the home will not appraise for the full purchase price. What do you do in this situation? Unlike Conventional and FHA mortgage loans, the VA Mortgage allows for an appeals […]
Closing Costs For VA Mortgage Loans in Ohio
If you are a veteran and thinking about buying a home, one of the first things you may be wondering is: “How Much Are The Closing Costs For A VA Mortgage Loan in Ohio?” In this post, I’ll tell you a bit about how much you can expect to pay for closing costs of a […]
Looking for Speaking Gigs
I need a quick favor…. I’m currently booking speaking gigs and need your help finding places to speak. I’m speaking about the topic of VA Mortgage Loans. My sessions are anything from a 10 minute Q and A session to a full 2.5 hour CE class. I’ve spoken at a few events already and the response has been […]
Why Certification Matters When Working With A Real Estate Professional
If you are a military homebuyer, you may have noticed that many loan officers and Realtors® don’t understand your needs. Some real estate professionals are generalists, while others are specialists. Like many industries, some real estate pros do the bare minimum to get by while others take the extra time to get certified. Why is […]
VA Cashout vs VA Streamline Mortgage Refinance
Wondering what the difference is between the VA Cashout Mortgage program and the VA Streamline refinance? Check out this handy chart! Cashout Streamline Max Loan 100% of property value (if there’s enough entitlement and net tangible benefit) Amount of current VA loan plus closing and funding fee costs, not to exceed 100% of property […]
The Complete Guide To The VA Streamline Refinance, IRRRL
As mortgage rates have tumbled over the last few months, you may be wondering if the IRRRL (pronounced “Earl”) program is right for you. In this post, I’ll explain what the IRRRL is and how to qualify for it. What is the IRRRL program? The IRRRL, pronounced “Earl”, short for Interest Rate Reduction Refinance Loan […]
Dave Ramsey is Wrong About VA Loans
https://www.youtube.com/watch?v=mkkIyT_RK9Q I recently read a blog post written by Dave Ramsey regarding the VA Mortgage loan program. In it, Dave’s advice wasn’t just a little bit off. It was flat out wrong! Dave has mentioned VA loans several times on his show, all with the same bad advice. In this particular case, since it’s in […]