Carlos Scarpero- Mortgage Broker

Thank You

Thank you for your filling out the qualification quiz. Based on your answers, it appears that there are some credit challenges that will need to be addressed.

Most lenders won’t approve borrowers with a credit score below 580.

But, there’s still a chance. for approval.

If you are VA eligible, I have the VA manual underwriting program with no minimum credit score.

If you are not VA eligible, I have the FHA manual underwrite program. This program requires a minimum score of 500 and 10% down.

Please call or text me at 937-572-3713 for a confidential conversation about your scenario.

Skip to content