Can You Have Multiple Properties With A Single VA Loan?
Can You Have Multiple Properties With A Single VA Loan? You’re trying to buy a property and it includes more than one parcel or lot number. Maybe you want the extra acreage behind the house, or there are two structures on adjacent lots. The good news is that a VA loan can cover multiple parcels—but […]
Can National Guard Mileage Reimbursements Be Used As Qualifying Income?
Can National Guard Mileage Reimbursements Be Used As Qualifying Income? If you serve in the National Guard and receive mileage reimbursements or a mileage bonus because your duty station is far from home, you might wonder whether that money can help you qualify for a VA home loan. The short answer is no. VA underwriting […]
Why Would Someone Refi To A Higher VA Loan Rate?
Why Would Someone Refinance to a Higher Rate on Their VA Loan? On the surface it sounds backwards: you refinance your VA home loan and accept a higher interest rate. Why would you do that? The short answer is cash flow and debt elimination. Trading a low mortgage rate for a higher one can make […]
Exposing the Lies That Shady Loan Officers Tell Veterans
Exposing the Lies That Shady Loan Officers Tell Veterans If you served, you earned a powerful benefit: the VA home loan. Too often, unscrupulous loan officers or companies take advantage of that benefit with tricks that cost you time, money, and peace of mind. You deserve transparent service and fair treatment. Below are three common […]
The 6 Most Common Mistakes That VA Homebuyers Make
Template The 6 Most Common Mistakes That First Time VA Homebuyers Make Buying your first home using a VA loan is an exciting milestone, especially if you’re a veteran or an active duty service member. However, this process can also be filled with pitfalls that might cost you time, money, and even the chance to […]
Edge Home Finance Is Now Hiring Loan Officers
Template Edge Home Finance Is Hiring Loan Officers Table of Contents Key Takeaways Why commission structure matters: keep what you earn True broker relationships, with preferred pricing Back-end support that actually helps you build your business Freedom and flexibility: build your business your way Wide licensing footprint—and simple expansion Community and mentorship: a positive environment […]
Can You Exclude Debts Paid by Others On A VA Loan?
Can You Exclude Co Signer Debts On A VA Loan? Can You Exclude Debts Paid by Others On A VA Loan? Table of Contents Key Takeaways Understanding Contingent vs. Non-Contingent Liabilities What Does the VA Handbook Say? How to Prove Debts Paid by Others Can Be Excluded What About Late Payments on Co-Signed Loans? Non-Contingent […]
How To Use A VA Bonus Entitlement Calculator
How To Use A Va Bonus Entitlement Calculator How To Use A VA Bonus Entitlement Calculator Table of Contents Key Takeaways Why Bonus Entitlement Matters When You Have Multiple VA Loans Gather What You Need: Your Certificate of Eligibility and Property Info Using the VA Bonus Entitlement Calculator Step-by-Step Important Details to Keep in Mind […]
Can You Have Two VA Loans At The Same Time
Add Your Heading Text Here Can You Have Two VA Loans At The Same Time? Table of Contents Key Takeaways Introduction Can You Have Multiple VA Loans? Why Would Someone Want Multiple VA Loans? Understanding VA Entitlement and Foreclosures Bonus Entitlement and Loan Size Considerations How to Calculate Your VA Entitlement Summary and Final Thoughts […]
Can You Get A Va Loan With Bounced Checks?
Can You Get A VA Loan With Bounced Checks? Table of Contents Key Takeaways Introduction Understanding the VA Handbook and Bounced Checks Lender Overlays and Underwriter Discretion What Underwriters Want to Know Scenario #1: Too Many Overdrafts — Loan Denied Scenario #2: Honest Mistake and Job Upgrade — Loan Approved When to Wait Before Applying […]