The 6 Most Common Mistakes That VA Homebuyers Make
Template The 6 Most Common Mistakes That First Time VA Homebuyers Make Buying your first home using a VA loan is an exciting milestone, especially if you’re a veteran or an active duty service member. However, this process can also be filled with pitfalls that might cost you time, money, and even the chance to […]
Edge Home Finance Is Now Hiring Loan Officers
Template Edge Home Finance Is Hiring Loan Officers Table of Contents Key Takeaways Why commission structure matters: keep what you earn True broker relationships, with preferred pricing Back-end support that actually helps you build your business Freedom and flexibility: build your business your way Wide licensing footprint—and simple expansion Community and mentorship: a positive environment […]
Can You Exclude Debts Paid by Others On A VA Loan?
Can You Exclude Co Signer Debts On A VA Loan? Can You Exclude Debts Paid by Others On A VA Loan? Table of Contents Key Takeaways Understanding Contingent vs. Non-Contingent Liabilities What Does the VA Handbook Say? How to Prove Debts Paid by Others Can Be Excluded What About Late Payments on Co-Signed Loans? Non-Contingent […]
How To Use A VA Bonus Entitlement Calculator
How To Use A Va Bonus Entitlement Calculator How To Use A VA Bonus Entitlement Calculator Table of Contents Key Takeaways Why Bonus Entitlement Matters When You Have Multiple VA Loans Gather What You Need: Your Certificate of Eligibility and Property Info Using the VA Bonus Entitlement Calculator Step-by-Step Important Details to Keep in Mind […]
Can You Have Two VA Loans At The Same Time
Add Your Heading Text Here Can You Have Two VA Loans At The Same Time? Table of Contents Key Takeaways Introduction Can You Have Multiple VA Loans? Why Would Someone Want Multiple VA Loans? Understanding VA Entitlement and Foreclosures Bonus Entitlement and Loan Size Considerations How to Calculate Your VA Entitlement Summary and Final Thoughts […]
Can You Get A Va Loan With Bounced Checks?
Can You Get A VA Loan With Bounced Checks? Table of Contents Key Takeaways Introduction Understanding the VA Handbook and Bounced Checks Lender Overlays and Underwriter Discretion What Underwriters Want to Know Scenario #1: Too Many Overdrafts — Loan Denied Scenario #2: Honest Mistake and Job Upgrade — Loan Approved When to Wait Before Applying […]
VA Reno vs 203k…..Which Renovation Program Is Best?
VA Reno vs 203k: Which Renovation Mortgage Program Is Best? Table of Contents Key Takeaways What Is a Renovation Mortgage? The VA Renovation Loan: Benefits and Limitations The FHA 203k Renovation Loan: Flexibility and Costs Comparing VA Renovation and FHA 203k Loans Which Renovation Loan Should You Choose? Important Tips for Using Renovation Loans Frequently […]
The VA Energy Efficient Mortgage (EEM) : The Complete Guide
The VA Energy Efficient Mortgage (EEM) : The Complete Guide Table of Contents Key Takeaways What Is the VA Energy Efficient Mortgage (EEM)? Eligible Energy Efficient Improvements Loan Amount Limits and Justification Requirements Appraisal and Loan Amount Considerations Using the VA EEM: Purchases and Refinances How Repairs and Improvements Are Completed Challenges and Availability of […]
Bad Credit VA Loans…..All Your Questions Answered
Bad Credit VA Loan…All Your Questions Answered Frequently Asked Questions What is a minimum credit score to get a VA home loan? What are lender overlays? Can manual underwriting help with approval? What are extenuating circumstances? Some people say the VA loan doesn’t have any rules about credit issues. Is that true? Can I really […]
Can A Second Job Income Be Used Toward Qualifying on VA?
Can A Second Job Be Used For VA Qualifying Income? Table of Contents Key Takeaways Understanding When Second Income Can Be Used for VA Loans Scenarios Where Second Income Can or Cannot Be Used What To Do If Your Second Income Cannot Be Used Why You Should Work With a Knowledgeable Mortgage Broker Summary and […]