Carlos Scarpero- Mortgage Broker

The 6 Most Common Mistakes That VA Homebuyers Make

Common home buying mistakes

Template The 6 Most Common Mistakes That First Time VA Homebuyers Make Buying your first home using a VA loan is an exciting milestone, especially if you’re a veteran or an active duty service member. However, this process can also be filled with pitfalls that might cost you time, money, and even the chance to […]

Edge Home Finance Is Now Hiring Loan Officers

Edge Home Finance is now hiring

Template Edge Home Finance Is Hiring Loan Officers Table of Contents Key Takeaways Why commission structure matters: keep what you earn True broker relationships, with preferred pricing Back-end support that actually helps you build your business Freedom and flexibility: build your business your way Wide licensing footprint—and simple expansion Community and mentorship: a positive environment […]

Can You Exclude Debts Paid by Others On A VA Loan?

Can you exclude co signer debts?

Can You Exclude Co Signer Debts On A VA Loan? Can You Exclude Debts Paid by Others On A VA Loan? Table of Contents Key Takeaways Understanding Contingent vs. Non-Contingent Liabilities What Does the VA Handbook Say? How to Prove Debts Paid by Others Can Be Excluded What About Late Payments on Co-Signed Loans? Non-Contingent […]

How To Use A VA Bonus Entitlement Calculator

Va entitlement calcuator

How To Use A Va Bonus Entitlement Calculator How To Use A VA Bonus Entitlement Calculator Table of Contents Key Takeaways Why Bonus Entitlement Matters When You Have Multiple VA Loans Gather What You Need: Your Certificate of Eligibility and Property Info Using the VA Bonus Entitlement Calculator Step-by-Step Important Details to Keep in Mind […]

Can You Get A Va Loan With Bounced Checks?

VA loan and bounced checks

Can You Get A VA Loan With Bounced Checks? Table of Contents Key Takeaways Introduction Understanding the VA Handbook and Bounced Checks Lender Overlays and Underwriter Discretion What Underwriters Want to Know Scenario #1: Too Many Overdrafts — Loan Denied Scenario #2: Honest Mistake and Job Upgrade — Loan Approved When to Wait Before Applying […]

Can A Second Job Income Be Used Toward Qualifying on VA?

Can A Second Job Be Used For VA Qualifying Income? Table of Contents Key Takeaways Understanding When Second Income Can Be Used for VA Loans Scenarios Where Second Income Can or Cannot Be Used What To Do If Your Second Income Cannot Be Used Why You Should Work With a Knowledgeable Mortgage Broker Summary and […]

Letter of Explanation…..Your Key To Home Loan Approval

Letter of Explanation…..Your Key To VA Home Loan Approval Table of Contents Key Takeaways Introduction Why a Letter of Explanation Matters Understanding Manual Underwriting Extenuating Circumstances: What They Are and How They Help Be Honest and Transparent How to Format Your Letter of Explanation Get Professional Help and Review Writing Tips: Clarity, Spelling, and Grammar […]

Can You Get A VA Loan With Open Collections On Credit?

Can you still qualify for a VA loan if you have open collections on your credit report? In this video, we cover what you need to know about VA loan credit requirements and how open collections might impact your approval.

Are VA Loans Harder To Close?

Navigating the complexities of VA loan closings: Separating myth from reality.
Think VA loans are more challenging to close? Our expert dissects the common misconceptions and reveals the truth about VA loan processing.
Veterans and home buyers, bring your specific challenges and experiences. Your insights can help demystify the VA loan closing process.

Can You Get A VA Loan If You Are The Child of A Veteran?

Curious about VA loan eligibility for children of veterans? Wondering if your family’s military service opens doors to homeownership?
Dive into the complex world of VA loan inheritance and eligibility. Our expert breaks down the nuanced rules, potential pathways, and critical considerations for children of veterans.

Skip to content