Credit Utilization: The #1 Mistake That Hurts Your Score

Credit Utilization: The #1 Mistake That Hurts Your Score Guest post by Sam Parker at MyCreditGuy Table of Contents Key Takeaways Understanding Credit Utilization: Why It Matters More Than You Think What Is Credit Utilization and How Is It Calculated? The Impact of High Credit Utilization on Your Credit Score How to Manage Your Credit […]
Introducing FinLocker…A New Way To Prepare For Homeownership

Introducing FinLocker… A New Way To Prepare For Home ownership I’m pleased to announce that I’m able to offer the FinLocker program to anyone that wants to get it. FinLocker is a FREE service that allows you to see your credit score and report, monitor your credit and get a “borrower readiness” assessment to see […]
Can You Get A Mortgage With Bankruptcy On Your Credit?

Chapter 7 Bankruptcy Chapter 7 bankruptcy is one where you get all your debts removed. This can be hard on your credit in the short run, but sometimes it is your best option. But, it’s not a deal breaker when getting a mortgage. FHA mortgage loans are your best option when you have a bankruptcy […]