Do Mortgage Credit Inquiries Drop My Scores? How Many Points Will I Lose When They Pull Credit?

Do Mortgage Credit Inquiries Drop My Scores? How Many Points Will I Lose When They Pull Credit? Guest post by Sam Parker at MyCreditGuy Table of Contents Key Takeaways Why Does the Lender Need to Pull Your Credit? Addressing Concerns About What the Credit Report Shows How Much Does a Hard Inquiry Affect Your Credit […]
What Is Intermittent Occupancy With The VA Home Loan?

If you’re exploring whether you qualify under this unique situation, we define intermittent occupancy and outline how you can secure approval effectively. Intermittent occupancy occurs when you maintain a primary residence while commuting to another location for work purposes, typically when the commuting distance exceeds one hour.
A Scam Is Happening To Our Nation’s Veterans!

If you’re exploring whether you qualify under this unique situation, we define intermittent occupancy and outline how you can secure approval effectively. Intermittent occupancy occurs when you maintain a primary residence while commuting to another location for work purposes, typically when the commuting distance exceeds one hour.
Can You Get A Property Tax Discount If On VA Disability?

Did you know that being on VA disability might make you eligible for property tax discounts? Let’s explore how VA disability benefits can help reduce your property tax burden and what steps you need to take to qualify.
Learn about the different types of property tax exemptions available for veterans, how eligibility is determined, and where to find information specific to your state.
Can You Buy A Rental Property With A VA Home Loan?

Can I buy rental property with a VA home loan? While the standard VA loan is primarily intended for purchasing your primary residence, there are legal strategies to work around this limitation.
Can you Buy A Home With Acreage On A VA Loan?

an you buy a house with acreage using a VA home loan? The answer is a resounding yes! While the VA itself doesn’t impose limits on acreage, individual lenders often have their own guidelines. We’ll guide you through the ins and outs of securing a VA home loan for properties with land, including potential appraisal issues and specific lender overlays you need to be aware of.
Advantages To Buying A Home In The Winter

If you’ve been denied for a VA home loan by major lenders like Veterans United or Rocket Mortgage, don’t lose hope. You still have a strong chance of getting approved. The reason? Many big online lenders enforce additional rules known as lender overlays, which go beyond what the VA itself requires.
What To Do If You Are Turned Down By Veterans United (or another online lender)

If you’ve been denied for a VA home loan by major lenders like Veterans United or Rocket Mortgage, don’t lose hope. You still have a strong chance of getting approved. The reason? Many big online lenders enforce additional rules known as lender overlays, which go beyond what the VA itself requires.
VA Manual Underwriting…Your Key To VA Home Loan Approval If You Have Bad Credit

Manual underwriting is a process that involves a human underwriter reviewing an applicant’s financial information instead of an automated system. This process can be used for VA loans when the VA’s algorithm doesn’t approve an applicant, or when an applicant has certain negative items in their credit history.
Bad Credit VA Loan After Divorce…..What To Do If Your Ex Trashes Your Credit

Are you worried about your credit history affecting your chances of getting a VA home loan? In this video, we break down the VA’s rules regarding credit occurrences and explain how you can potentially overcome credit challenges.