Mortgage Calculators
Free tools to help you estimate payments, compare options, and make confident decisions about your home loan.
Affordability Calculator
Find out how much home you can afford based on your income, debts, and the loan program you're using. Ratios are based on maximum underwriting guidelines.
Use CalculatorPayment Calculator
Estimate your monthly mortgage payment including principal, interest, taxes, and insurance for any loan type.
Use CalculatorRent vs. Buy Calculator
Compare the long-term costs of renting versus buying a home to see which option makes more financial sense for your situation.
Use CalculatorFannie Mae Loan Limits
Look up the current conforming loan limits for your county. Limits vary by location and property type (single-family, duplex, triplex, fourplex).
View LimitsVA Mortgage Payment Calculator
Calculate your VA loan monthly payment including the VA funding fee. See exactly how the funding fee impacts your total payment.
Use CalculatorVA Bonus Entitlement Calculator
Already have a VA loan and buying again? Determine if a down payment is needed when you'll have multiple VA loans at the same time.
Use CalculatorBAH Calculator
Look up your Basic Allowance for Housing (BAH) rate based on your duty station, rank, and dependency status to help plan your home purchase budget.
Use CalculatorRefinance Calculator
Considering a refinance? See how much you could save by comparing your current loan to a new rate and term. Find out if the numbers make sense.
Use CalculatorPrepayment Calculator
See how extra payments can shorten your loan term and reduce total interest paid. Even small additional payments can make a big difference over time.
Use CalculatorTemporary Buydown Calculator
Estimate the cost and savings of a temporary interest rate buydown (such as 2-1 or 1-0) to reduce your payments during the first years of the loan.
Use CalculatorRental Profitability (DSCR) Calculator
Thinking about buying a rental property? Calculate the Debt Service Coverage Ratio to determine if the property's income will cover the mortgage and expenses.
Use CalculatorNet Proceeds Calculator
Selling your home? Estimate how much money you'll walk away with after accounting for your remaining mortgage balance, agent commissions, and closing costs.
Use CalculatorCheck Your Home Value
Get an instant estimate of your home's current market value. Useful whether you're thinking about selling, refinancing, or just want to track your equity.
Check ValueTake the 30 second mortgage quiz to see if you qualify
