Do you only offer VA loans?

I am a full service mortgage broker. Although VA is the majority of what I do, I also have other mortgages like FHA, Conventional, USDA and Non QM.

Do you only service the Dayton and Cincinnati markets?

Dayton and Cincinnati are the majority of my business. However, I'm authorized to offer mortgage loans in 40 states. For loans outside of these areas, I can refer them to friends in the business.

How To Use the Google Rate Checker Tool | Carlos Scarpero- Mortgage Broker

Did you know that Google has a rate checker tool? This is a lot more accurate than the rates that are being broadcast on tv and online. With the tool that comes directly from the CFPB, they take the average par rate from the market and you can actually adjust it by credit score and down payment amount.

Side note….most mortgage brokers, including me, can beat the Google rate nearly every time. Sadly many of our competitors are well above the Google rate.

As always, if you have any questions, please do not hesitate to reach out at 937-572-3713.

NMLS #1674385

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Carlos Scarpero

Carlos Scarpero is the founder of Scarpero.com and a mortgage loan officer focusing on VA and Non QM mortgage loans. He is also the author of VA Loans Made Easy.