Take the 30 second mortgage quiz to see if you qualify
Edge Home Finance offers a 100% commission model that lets you keep your entire commission while providing access to over 150 lenders and a wide range of programs. As a true broker with preferred pricing from many lenders, Edge combines competitive rates with full back-end support, flexible work arrangements, and a positive, collaborative community. If you have an active NMLS license and at least minimal production (for example, one closed loan per month), you could be a great fit. I host private webinars to walk interested loan officers through the details—reach out if you want to learn more.
If you're a loan officer who’s tired of corporate gatekeeping, micromanagement, or splitting commissions with companies that give you little in return, read on. I created a short video to explain why joining Edge Home Finance could be one of the smartest moves for your career. Below I’ll break down everything I covered, expand on the details, and answer the questions you’re likely asking right now.
The headline benefit at Edge is simple and powerful: a 100% commission model. That means you keep the full commission on the loans you close. For many loan officers, that one change can be the difference between scraping by and building real wealth through your mortgage business.
Think about it this way: if you close multiple loans per month, even modest production produces significantly more income when you retain 100% of your commission. That extra revenue lets you reinvest in marketing, hire support, or expand into new states. It also rewards you directly for the effort you put into growing your pipeline.
A lot of companies call themselves brokers but act like retail shops with broker titles. At Edge, we operate as true brokers. That means:
If you want to compare rate sheets, I encourage transparency—send me your price sheets and we’ll compare. I’ve personally seen Edge outprice retail lenders consistently.
One reason many loan officers move firms is support—or lack of it. At Edge, you gain real back-end infrastructure so you can focus on growing your business rather than wrestling with compliance, HR issues, or processing gaps.
Edge gives you the freedom to design the work life you want. You decide whether to:
It’s your business, and you call the shots. If you prefer to scale with a team, recruit loan officers, or focus strictly on retail origination, Edge supports those paths.
At the time I joined, Edge was licensed in 47 states and moving toward full national coverage. That’s a huge advantage if you’re looking to grow beyond your current footprint.
If you’re already licensed in several states, adding new states is straightforward. You call corporate, tell them which state you want added, and they guide you through the process. In many cases, state licensing only costs $200–$400. One additional closed loan can often cover that expense.
Consider the compounding value: one or two extra deals per year from additional state licensing adds up quickly—both in income and long-term business value.
One of the most underrated benefits of joining Edge is the community. We have an active Facebook group where loan officers share strategies, answers, and encouragement. I've gotten more practical help from that group than from some paid coaching programs I’ve tried in the past.
The environment is positive and collaborative. Corporate leaders, managers, and owners participate in the community—not just to oversee, but to mentor and support. That combination of peer-to-peer help plus leadership involvement accelerates learning and growth for everyone.
Because Edge is a large broker with strong lender relationships, we frequently secure rates that are better than what retail lenders can offer. That gives you a pricing advantage when competing for borrower business.
Remember: better pricing can win deals, and winning deals drives referrals and repeat business. If rates matter to you (they should), Edge’s broker relationships translate into a tangible competitive edge.
Take the 30 second mortgage quiz to see if you qualify |
| Start The Quiz |
While Edge offers tremendous freedom and reward, there are reasonable expectations. To be considered, you should:
If you meet those expectations, we should talk. Edge hosts private webinars a few times a week to walk through the onboarding process, compensation model, compliance, and operational details. You’ll get a full deep dive and have the opportunity to ask specific questions about your market and production goals.
If this sounds like the kind of environment you want to build in, here’s how to move forward:
Contact me directly:
You’ll likely have questions about risk, control, and support. Here are direct answers to the most common concerns I hear:
Yes. Edge operates on a 100% commission model. You keep your commission and benefit from broker-level access to lenders and pricing.
Being a true broker means we shop loans across our lender panel rather than steering borrowers to in-house or preferred retail channels. We have relationships with over 150 lenders and maintain true broker practices while leveraging preferred pricing due to our volume.
Edge provides compliance oversight, HR support, processing assistance, and administrative infrastructure so you can focus on origination and growth.
Edge is licensed in 47 states and is working to reach all 50. Expanding to additional states is easy—corporate will tell you exactly what’s required.
Edge expects loan officers to have current production. Closing at least one loan per month is a reasonable minimum to qualify for the opportunity and ensure you’re actively running a mortgage operation.
Reach out to schedule a conversation. If it looks like a good fit, I’ll invite you to a private webinar that provides a complete walkthrough of Edge’s model, tools, and onboarding steps.
If you’re serious about building a mortgage business that rewards your effort and provides the tools to scale, Edge Home Finance is worth investigating. The combination of 100% commission, true broker access to over 150 lenders, preferred pricing, full back-end support, flexible state licensing, and a positive, active community sets you up to win.
If you want a transparent conversation about whether Edge fits your goals, give me a call or send an email. I’ll be honest about what it takes to succeed and help you evaluate whether this move will propel your business forward.
Contact:
"If you're closing at least one a month, which is a pretty minimal expectation, honestly, we can talk to you." — Carlos Scarpero
Take the 30 second mortgage quiz to see if you qualify
Template The 6 Most Common Mistakes That First Time VA Homebuyers Make Buying your first home using a VA loan is an exciting milestone, especially
500,000 More Home Sellers Than Buyers? Don’t Believe the Hype Table of Contents Key Takeaways Understanding Redfin’s Viral Housing Study Contrasting Data from Realtor.com and
Template Edge Home Finance Is Hiring Loan Officers Table of Contents Key Takeaways Why commission structure matters: keep what you earn True broker relationships, with
Take the 30 second mortgage quiz to see if you qualify
