Carlos Scarpero, Mortgage Loan Officer in Dayton, Ohio

Can You Get A Mortgage With Bankruptcy On Your Credit?

Chapter 7 BankruptcyChapter 7 bankruptcy is one where you get all your

How To Qualify For A Mortgage With Student Loan Debt

As a mortgage loan officer, I often encounter potential borrowers who want

The Complete Guide To Lowering Your Student Loan Payments

This is part 1 of a 2 part series about student loans. Be sure to read

Can You Get A Mortgage With Bad Credit?

Wondering if you can get approved for a mortgage with problems on your

How To Fix Your Credit With Protest Letters

If you are trying to improve your credit score to apply for a mortgage,

Why Paying Collections Can Hurt Your Credit Score

Great advice from Sam Parker at MyCreditGuy.com.

Acceptable Sources of Down Payment Funds

It's tax refund season again and one of the questions I often hear this

The 5 Factors of Your Credit Score

Credit scoring is critical in the home lending process. It can make a difference

How To Buy A House When You Don’t Have Down Payment Money

Are you looking to purchase a house, but don't have enough money for a