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Carlos Scarpero- Mortgage Broker

Can You Have Multiple Properties With A Single VA Loan?

Can You Have Multiple Properties With A Single VA Loan? You’re trying to buy a property and it includes more than one parcel or lot number. Maybe you want the extra acreage behind the house, or there are two structures on adjacent lots. The good news is that a VA loan can cover multiple parcels—but […]

How To Get A VA Loan When You Work On Commission

How To Get A VA Loan When You Work On Commission If you earn commission instead of a steady salary, qualifying for a VA loan is still possible. Lenders treat commission income differently because it can swing up and down from year to year. The good news is there are clear rules and practical ways […]

Can You Have Two VA Loans At The Same Time

Having two VA loans at the same time

Add Your Heading Text Here Can You Have Two VA Loans At The Same Time? Table of Contents Key Takeaways Introduction Can You Have Multiple VA Loans? Why Would Someone Want Multiple VA Loans? Understanding VA Entitlement and Foreclosures Bonus Entitlement and Loan Size Considerations How to Calculate Your VA Entitlement Summary and Final Thoughts […]

How to Get a VA Home Loan With Bad Credit in 2026

How to Get a VA Home Loan With Bad Credit in 2026 Key Takeaways A VA loan can be one of the best options out there if your credit is less than perfect. It is not a free pass, and approval is never guaranteed, but VA loans are usually a lot more forgiving than conventional […]

Can You Buy A High End Property With A VA Loan

Can You Buy A High End Property With A VA Loan? Key Takeaways Yes, you can buy a high-end property using a VA loan with no money down if you have full entitlement. The VA jumbo loan program allows loans above the conventional Fannie Mae loan limits without requiring a down payment under certain conditions. […]

The Unusual VA (and FHA) Loan Qualification Rule After A Business Bankruptcy

The Unusual VA (and FHA) Loan Qualification Rule After A Business Bankruptcy Summary: If you’ve experienced a business bankruptcy and are looking to buy a home, there is a lesser-known VA and FHA loan guideline that might significantly reduce your waiting period before qualifying for a home loan. This article explores this unusual rule, the […]

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