Carlos Scarpero- Dayton and Cincinnati Ohio Mortgage Broker

Introducing FinLocker…A New Way To Prepare For Homeownership

Finlocker credit report

Introducing FinLocker… A New Way To Prepare For Home ownership I’m pleased to announce that I’m able to offer the FinLocker program to anyone that wants to get it. FinLocker is a FREE service that allows you to see your credit score and report, monitor your credit and get a “borrower readiness” assessment to see […]

How Property Tax Prorations Work in Ohio

One of the most confusing aspects of homebuying in Ohio is the calculation for property tax prorations. In fact, many Realtors, Loan Officers and Mortgage Underwriters screw up the calculation and in the end the title company has to fix it at closing. While it’s not a dealbreaker for the title company to fix the […]

How To Find A Home In A Competitive Market

Couple with keys

Inventory for home buyers is at a low point. All around the country, there’s intese competition for home buying. Even here in Dayton, the hot homes will sell quickly.So, how do you find the best deal before the others snap it up?Here are some tips…. Zillow and Trulia Data sucks, Don’t Trust It Zillow’s sales […]

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