How To Get A VA Loan When You Work On Commission
How To Get A VA Loan When You Work On Commission If you earn commission instead of a steady salary, qualifying for a VA loan is still possible. Lenders treat commission income differently because it can swing up and down from year to year. The good news is there are clear rules and practical ways […]
Credit Utilization: The #1 Mistake That Hurts Your Score
Credit Utilization: The #1 Mistake That Hurts Your Score Guest post by Sam Parker at MyCreditGuy Table of Contents Key Takeaways Understanding Credit Utilization: Why It Matters More Than You Think What Is Credit Utilization and How Is It Calculated? The Impact of High Credit Utilization on Your Credit Score How to Manage Your Credit […]
How You Become a Mortgage Trigger Lead and Tips on How to Stop It
How You Become a Mortgage Trigger Lead and Tips on How to Stop It Guest post by Sam Parker at MyCreditGuy Table of Contents Key Takeaways What Are Mortgage Trigger Leads? Why Are You Receiving Unsolicited Calls? Why You Should Be Cautious How to Reduce Unsolicited Mortgage Calls Why These Measures May Not Fully […]
Paying Off Collections and Why It Can Hurt You
Paying Off Collections and Why It Can Hurt You Guest post by My Credit Guy Table of Contents Key Takeaways Introduction Why Paying Off Collections Isn’t Always Beneficial The Long Battle of Collections Negotiation: The Better Path Forward What You Can Do Yourself and When to Seek Help Understanding the Impact of Collections […]
Adding AUTHORIZED USER to Credit Card (Increase Your Credit Score FAST)
Adding AUTHORIZED USER to Credit Card (Increase Your Credit Score FAST) Table of Contents Key Takeaways What is an Authorized User? Who Can You Add as an Authorized User? Beware of Companies Selling Authorized User Credit Lines Can Adding an Authorized User Negatively Impact Your Credit? What to Do If You Find an […]
Do Mortgage Credit Inquiries Drop My Scores? How Many Points Will I Lose When They Pull Credit?
Do Mortgage Credit Inquiries Drop My Scores? How Many Points Will I Lose When They Pull Credit? Guest post by Sam Parker at MyCreditGuy Table of Contents Key Takeaways Why Does the Lender Need to Pull Your Credit? Addressing Concerns About What the Credit Report Shows How Much Does a Hard Inquiry Affect Your Credit […]