Bad Credit VA Loans…..All Your Questions Answered
Bad Credit VA Loan…All Your Questions Answered Frequently Asked Questions What is a minimum credit score to get a VA home loan? What are lender overlays? Can manual underwriting help with approval? What are extenuating circumstances? Some people say the VA loan doesn’t have any rules about credit issues. Is that true? Can I really […]
How to Get a VA Home Loan With Bad Credit in 2026
How to Get a VA Home Loan With Bad Credit in 2026 Key Takeaways A VA loan can be one of the best options out there if your credit is less than perfect. It is not a free pass, and approval is never guaranteed, but VA loans are usually a lot more forgiving than conventional […]
The Unusual VA (and FHA) Loan Qualification Rule After A Business Bankruptcy
The Unusual VA (and FHA) Loan Qualification Rule After A Business Bankruptcy Summary: If you’ve experienced a business bankruptcy and are looking to buy a home, there is a lesser-known VA and FHA loan guideline that might significantly reduce your waiting period before qualifying for a home loan. This article explores this unusual rule, the […]
How You Become a Mortgage Trigger Lead and Tips on How to Stop It
How You Become a Mortgage Trigger Lead and Tips on How to Stop It Guest post by Sam Parker at MyCreditGuy Table of Contents Key Takeaways What Are Mortgage Trigger Leads? Why Are You Receiving Unsolicited Calls? Why You Should Be Cautious How to Reduce Unsolicited Mortgage Calls Why These Measures May Not Fully […]
Letter of Explanation…..Your Key To Home Loan Approval
Letter of Explanation…..Your Key To VA Home Loan Approval Table of Contents Key Takeaways Introduction Why a Letter of Explanation Matters Understanding Manual Underwriting Extenuating Circumstances: What They Are and How They Help Be Honest and Transparent How to Format Your Letter of Explanation Get Professional Help and Review Writing Tips: Clarity, Spelling, and Grammar […]
The Truth About VA Loans and Bad Credit
The Truth About Bad Credit and VA Loans When it comes to VA loans and bad credit, there are a lot of myths and misconceptions floating around. As someone who has helped countless veterans navigate the world of VA home loans, I want to set the record straight and clear up some common misunderstandings. Whether […]
Breaking…..How The Government Freeze Will Affect VA Home Loans
Breaking…..How The Government Freeze Will Affect VA Home Loans Table of Contents Key Takeaways Understanding the Recent Government Funding Freeze What This Means for Current VA Home Loan Borrowers What Buyers Should Know About VA Home Loans During This Period Additional Resources and Support Conclusion Frequently Asked Questions (FAQ) Key Takeaways The recent federal government […]
Paying Off Collections and Why It Can Hurt You
Paying Off Collections and Why It Can Hurt You Guest post by My Credit Guy Table of Contents Key Takeaways Introduction Why Paying Off Collections Isn’t Always Beneficial The Long Battle of Collections Negotiation: The Better Path Forward What You Can Do Yourself and When to Seek Help Understanding the Impact of Collections […]
Can You Get A VA Loan With Open Collections On Credit?
Can you still qualify for a VA loan if you have open collections on your credit report? In this video, we cover what you need to know about VA loan credit requirements and how open collections might impact your approval.
Are VA Loans Harder To Close?
Navigating the complexities of VA loan closings: Separating myth from reality.
Think VA loans are more challenging to close? Our expert dissects the common misconceptions and reveals the truth about VA loan processing.
Veterans and home buyers, bring your specific challenges and experiences. Your insights can help demystify the VA loan closing process.