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Carlos Scarpero, Senior Loan Originator Specializing in VA Loans

Free Tools for Real Estate Agents

No login, no email address, nothing to buy. These are the same calculators I run on my own files, plus my entire Canva template library, open to anyone who wants them. Use them on a listing appointment, in the car before writing an offer, or to answer the question your client asked at 9pm.

Everything below is open to you and to your clients. There is no obligation to refer business to me, or to Edge Home Finance, LLC, to use any of it. If a lender turned a deal down, send it to me and I will tell you straight whether I can do anything with it.

Got a buyer nobody else could get approved? Refer me the deal.

That is the work I do. Low credit, manual underwriting, a bankruptcy or foreclosure in the past, VA files other lenders turned down. Send it over or call me and we will talk it through before your client gets their hopes up.

Send me a scenario 937-572-3713

Everything on this page is free to use, and using it creates no obligation to send business to me or to Edge Home Finance, LLC.

The AI Assistant I Use To Run My Business

A lot of agents ask me how I get so much content out while still closing loans. The honest answer is Viktor. It is an AI assistant that actually does the work instead of just chatting about it. Mine writes and posts my videos and blog articles, keeps my CRM notes up to date, builds the calculators on this page, and digs through my email so nothing sits for three days.

If you are an agent, the same things apply to your day: listing descriptions and social posts, follow up with past clients, market stats for a listing appointment, and the paperwork chasing that eats your evenings.

Want to try it? Use my link to get started.

Try Viktor

That is my referral link, so I may receive a referral benefit if you sign up. I would recommend it either way. Viktor is a software company with no connection to Edge Home Finance, LLC, and using it has nothing to do with sending me mortgage business.

Connect With Me

I put out VA loan videos, market notes and deal breakdowns almost every day. Follow wherever you already spend your time, and send me a message on any of them if you have a file you want a second opinion on.

Prefer to talk? Call or text me at 937-572-3713.

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