The Complete Guide To Boosting Your Credit Score 57 Points (or more)

Are you looking to fix your credit? You’ve come to the right place! As a mortgage loan officer, I get a lot of credit related questions, so in this post, I’m going to give you a roadmap to get your credit fixed so you can get approved for a mortgage, credit card or whatever else […]

4 Common Credit Mistakes To Avoid

If you are working on applying for a mortgage loan, there are some do’s and don’ts you need to be aware of. Here are some common credit mistakes that many people make and how to avoid them. Thanks to Sam Parker at for the video.

Stop Freaking Out About Credit Inquiries!

I often hear from people that say they don’t want their credit pulled because they are scared the inquiry will “ruin their credit.” This video from Sam Parker, credit repair expert at will explain why this line of thinking is utter nonsense. Enjoy!

Credit Karma Scores Aren’t Official!

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Can You Get A Mortgage With Bankruptcy On Your Credit?

Chapter 7 Bankruptcy Chapter 7 bankruptcy is one where you get all your debts removed. This can be hard on your credit in the short run, but sometimes it is your best option. But, it’s not a deal breaker when getting a mortgage.  FHA mortgage loans are your best option when you have a bankruptcy […]

How To Fix Your Credit With Protest Letters

If you are trying to improve your credit score to apply for a mortgage, getting the bad items fixed is essential. The more you can improve your score, the better rate you will receive.  A low score can make the difference between an approval and a decline, so it’s vitally important to take charge to […]

Why Paying Collections Can Hurt Your Credit Score

Great advice from Sam Parker at [responsive_video type=’youtube’ hide_related=’0′ hide_logo=’0′ hide_controls=’0′ hide_title=’0′ hide_fullscreen=’0′ autoplay=’0′][/responsive_video]

The 5 Factors of Your Credit Score

Credit scoring is critical in the home lending process. It can make a difference between a great rate, a higher core adjusted rate, or even getting approved at all. Do you know the 5 factors that affect your credit score? If not, check out this video series from My Credit Guy. By the way, his […]